A lot of people file for workers' compensation benefits without first speaking to an attorney, and this is something that you can do. Many people file on their own without any trouble. But often a claim is denied, and this denial could have been avoided by speaking to an attorney from the beginning. The following are a few reasons you might want to speak to an attorney before you file a claim with an insurance company:
A lawyer can look over your paperwork
Insurance companies are always looking for reasons to deny a claim. When an insurance company is looking at your paperwork, there are certain automatic reasons for a denial of your claim, regardless of whether you are entitled to benefits or not. One of the main reasons will be not having filled out the paperwork correctly. Depending upon the particular state you are living in, there may be several forms that must be filled out, and you may have inadvertently forgotten one or one of them was not filled out correctly. An attorney can review your paperwork to make sure it is done right, or he or she may assist you in filling out the forms from the start.
A lawyer can review your case for any potential issues
There are many red flags that an insurance company may see in your claim. Many of these relate to the way your injury was not clearly documented. It may be perfectly clear to you that your injury was work related, but this does not mean that the insurance company will see it this way. A workers' compensation law attorney can recommend further documentation that will make it clear that the accident happened at work, and why you cannot perform your job at the present time.
If there is an appeal, a lawyer increases your chances of winning
Of course, if you file for workers' compensation on your own and you are denied the claim, you have a right to appeal the decision. This is often the time when people ask an attorney for help. But by consulting with an attorney before you file, you will reduce the chances of a denied claim, and if by chance you are denied, your attorney will already be familiar with your case. So he or she will be able to offer you the best chance of winning on appeal.
If you were injured on the job and temporarily can no longer work, you are entitled to workers' compensation benefits. However, this does not automatically mean you will receive them. There are many ways you can be denied your benefits. Your best option is the speak to an attorney before you file your claim.